When is the cutoff time for deposits?

ACH Deposit Cutoff Time

Weekdays @ 2:00 pm Central Time (Chicago time)
Deposit requests made before 2:00 pm Central on weekdays (on non-bank holidays) are processed the same day and then posted to an account's buying power overnight. Deposits requests made after the cutoff time or on the weekend will process the next business day and then post overnight. 

When can I expect to see my deposit?

Bank linked with our instant linking system (Plaid)

Deposit balances that can be verified are granted up to $1,000 in buying power. To learn about instant buying power for verified deposits, please click here. Funds from a verified deposit are generally made available for trading the next trading day if performed before the cutoff time.

Bank linked via micro-deposit

Deposits made with a bank linked via micro-deposit are made available 4-business days after the deposit request when performed before the cutoff time. To read more about this policy, please click here.

When is the cutoff time for withdrawals?

ACH Withdrawal Cutoff Time

Weekdays @ 1:00 pm Central Time (Chicago time)
Withdrawal requests made before 1:00 pm on weekdays (on non-bank holidays) are processed the same day and then sent out overnight.

When can I expect to see my withdrawal?

Withdrawn funds typically land in your bank account in 1-3 business days. In most cases, funds land in your bank account the next business day if requested before the cutoff time.